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Tuesday, August 29, 2017

Retirement Plan Considerations at Different Stages of LifeThroughout your career, retirement planning will likely be one of the most important components of your overall financial plan. Whether you have just graduated and taken your...

 

Tuesday, August 29, 2017

Key Estate Planning Documents You NeedThere are five estate planning documents you may need, regardless of your age, health, or wealth: 1. Durable power of attorney 2. Advance medical directives 3. Will 4. Letter of instruction 5....

 

Wednesday, August 2, 2017

With age comes responsibility, so if you're a young adult in your 20s or 30s, chances are you've been introduced to the realities of adulthood. While you're excited by all the opportunities life has to offer, you're also aware of your...

 

Wednesday, August 2, 2017

If your employer-sponsored 401(k) or 403(b) plan offers pre-tax, Roth, and/or non-Roth after-tax contributions, which should you choose? How do you know which one might be appropriate for your needs? Start by understanding the...

 

Wednesday, August 2, 2017

1. What is long-term care? Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: Skilled care: Generally round-the-clock...

 

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Thursday, February 2, 2017

Section 529 college savings plans are tax-advantaged college savings vehicles and one of the most popular ways to save for college today. Much like the way 401(k) plans changed the world of retirement savings a few decades ago, 529 college

 

Wednesday, February 1, 2017

Many students take out federal and/or private student loans to pay for college or graduate school. This article focuses on federal student loans, highlighting current interest rates, borrowing limits, and repayment options. Private loans a

 

Wednesday, February 1, 2017

Financial Aid for CollegeABCs of Financial AidPositioning Your Income and Assets to Enhance Financial Aid EligibilityMajor Federal Financial Aid ProgramsDirect Unsubsidized Stafford LoanDirect Subsidized Stafford LoanPerkins LoanDirect...

 

Wednesday, February 1, 2017

These days, it's hard to talk about college without mentioning financial aid. Yet this pairing isn't a marriage of love, but one of necessity. In many cases, financial aid may be the deciding factor in whether your child attends the college

 

Wednesday, February 1, 2017

There are a number of strategies you can implement to try to enhance the amount of federal financial aid your child receives. These strategies take advantage of the federal rules about which family income and assets are counted in determini

 

Monday, January 30, 2017

There are several federal financial aid programs that can help students and their families pay for college and graduate school. These include federal loans, grants, and work-study. To be considered for any these programs, you must fill out

 

Monday, January 30, 2017

Many parents pay for college with a combination of current income, savings, and financial aid. By learning the basics of financial aid, you'll be able to understand how the aid process works and compare the aid awards your child receives.

 

Thursday, January 19, 2017

Although most of us recognize the importance of sound retirement planning, few of us embrace the nitty-gritty work involved. With thousands of investment possibilities, complex rules governing retirement plans, and so on, most people don't

 

Wednesday, January 18, 2017

Charitable giving can play an important role in many estate plans. Philanthropy cannot only give you great personal satisfaction, it can also give you a current income tax deduction, let you avoid capital gains tax,and reduce the amount of

 

Wednesday, January 18, 2017

The maximum amount you can contribute to a traditional IRA or Roth IRA in 2017 is $5,500 (or 100% of your earned income, if less), unchanged from 2016. The maximum catch-up contribution for those age 50 or older remains at $1,000. (You can

 

Wednesday, January 18, 2017

Deciding when to retire may not be one decision but a series of decisions and calculations. For example, you'll need to estimate not only your anticipated expenses, but also what sources of retirement income you'll have and how long you'll

 

Tuesday, January 17, 2017

Charitable giving can play an important role in many estate plans. Philanthropy cannot only give you great personal satisfaction, it can also give you a current income tax deduction, let you avoid capital gains tax,and reduce the amount of

 

Tuesday, January 17, 2017

Taxes can take a big bite out of your total investment returns, so it's encouraging to know that your employer-sponsored retirement savings plan may offer a variety of tax benefits. Depending on the type of plan your employer offers, you ma

 

Tuesday, January 17, 2017

If you're considering the purchase of an individual bond or even a bond mutual fund, one of your first concerns will be its yield. However, when comparing various yields, you need to make sure you're not comparing apples to oranges. The yie

 

Monday, January 16, 2017

Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached.That's where financial planning comes in.

 

Monday, January 16, 2017

You may have lost your job already, or it's something you're concerned about. Either way, the keys to surviving a job loss financially are to plan ahead, take stock of your income, and cut your expenses.

 

Monday, January 16, 2017

Are health insurance premiums taking too big of a bite out of your budget? Do you wish you had better control over how you spend your health-care dollars? If so, you may be interested in an alternative to traditional health insurance called

 

Monday, January 16, 2017

For parents and students trying to manage college bills and student loan payments, the federal government offers education-related tax benefits. The requirements for each are different, so here's what you need to know.

 

Friday, January 13, 2017

Planning your retirement income is like putting together a puzzle with many different pieces. One of the first steps in the process is to identify all potential income sources and estimate how much you can expect each one to provide.

 

Friday, January 13, 2017

Women are increasingly taking responsibility for managing their own money. That includes those who in the past may have left investing to a spouse because they were busy raising a family or had no interest in the subject, but who have since

 

Tuesday, January 10, 2017

Owning a home outright is a dream that many Americans share. Having a mortgage can be a huge burden, and paying it off may be the first item on your financial to-do list. But competing with the desire to own your home free and clear is your

 

Tuesday, January 10, 2017

How well do you understand personal finance? The following brief quiz can help you gauge your knowledge of a few basics. In the answer section, you'll find details to help you learn more.

 

Tuesday, January 10, 2017

Losing a loved one can be a difficult experience. Yet, during this time, you must complete a variety of tasks and make important financial decisions. You may need to make final arrangements, notify various businesses and government agencies

 

Monday, January 9, 2017

Whether you're a current business owner or a budding entrepreneur burning with the next great idea, one of the most important steps you can take on your road to success is creating a business plan. Why? A well-thought-out and well-written b

 

Monday, January 9, 2017

Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. However, the following basic rules can help you make smarter choices regardless of whether you have

 

Monday, December 26, 2016

The holiday season is here, and with it, the inevitable surge in holiday purchasing. Be it presents for the whole family, travel expenses, or hosting that perfect dinner party, the holidays are often accompanied by seemingly unavoidable and

 

Monday, December 12, 2016

An important part of managing your personal finances is keeping your financial records organized. Whether it's a utility bill to show proof of residency or a Social Security card for wage reporting purposes, there may be times when you need

 

Monday, December 5, 2016

One of the longest-standing debates in investing is over the relative merits of active portfolio management versus passive management. With an actively managed portfolio, a manager tries to beat the performance of a given benchmark index by

 

Monday, November 14, 2016

Stocks, bonds, and cash are fundamental components of an investment portfolio. However, many other investments can be used to try to spice up returns or reduce overall portfolio risk. So-called alternative assets have become popular in rece

 

Monday, November 7, 2016

A chocolate cake. Pasta. A pancake. They're all very different, but they generally involve flour, eggs, and perhaps a liquid. Depending on how much of each ingredient you use, you can get very different outcomes.

 

Monday, October 31, 2016

With the wide variety of stocks in the market, figuring out which ones you want to invest in can be a challenging task. Many investors feel it's useful to have a system for finding stocks that might be worth buying, deciding what price to p

 

Thursday, October 27, 2016

Choosing a financial planner can be a tedious process. Finding someone with the experience and expertise to make your money work for you is a big job that shouldn’t be entrusted to just anyone. Whether you’re saving for retirement, growing

 

Monday, October 17, 2016

In a perfect world, both halves of a couple share the same investment goals and agree on the best way to try to reach them. It doesn't always work that way, though; disagreements about money are often a source of friction between couples. Y

 

Monday, October 10, 2016

Some people go swimming by diving into the pool; others prefer to edge into the water gradually, especially if the water's cold. A decision about putting money into an investment can be somewhat similar.

 

Monday, October 3, 2016

Just what you need, right? One more time-consuming task to be taken care of between now and the end of the year. But taking a little time out from the holiday chores to make some strategic saving and investing decisions before December

 

Wednesday, September 28, 2016

Retirement — relaxing in a summer home, traveling the country in an RV, playing with the grandkids, or spending time enjoying the things and people you love. Although retirement might seem like a far-off dream, it will be here sooner rather

 

Monday, September 26, 2016

It wasn't so long ago that many investors regarded dividends as roughly the financial equivalent of a record turntable at a gathering of MP3 users--a throwback to an earlier era, irrelevant to the real action.

 

Friday, September 16, 2016

Charitable giving can play an important role in many estate plans. Philanthropy cannot only give you great personal satisfaction, it can also give you a current income tax deduction, let you avoid capital gains tax,and reduce the amount of

 

Thursday, September 1, 2016

An individual retirement arrangement (IRA) is a personal retirement savings plan that offers specific tax benefits. In fact, IRAs are one of the most powerful retirement savings tools available to you. Even if you're contributing to a 401(k

 

Monday, August 1, 2016

If you've lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan account. It's important to understand your options.

 

Friday, July 15, 2016

Creating a resume, applying for jobs, asking for letters of recommendation – when applying for a job, the list of items to check off before getting your foot in the door can be daunting. But once you’ve landed the job of your dreams and

 

Friday, July 1, 2016

If you're a decade or so away from retirement, you've probably spent at least some time thinking about this major life change. How will you manage the transition? Will you travel, take up a new sport or hobby, or spend more time with fr

 
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